How I Got My Finances Organized After Hitting Rock Bottom (And How You Can Too) / 002

There was a season of my life when opening my bank app felt like stepping into a storm I wasn’t prepared for.

Money had become something I avoided — not because I didn’t care, but because I was overwhelmed, ashamed, and exhausted.

And if you’re reading this, there’s a good chance you know that feeling too.

Maybe you’ve been carrying more than anyone realizes.
Maybe you’ve whispered to yourself, “I should have it together by now.”
Maybe you’ve hit your own version of rock bottom.

If so, I want you to hear this clearly:

You are not behind. You are not broken. And you are not alone.
You’re simply standing at a beginning — a new one.

Today, I want to share how I organized my finances during one of the hardest seasons of my life, and the simple steps you can take to start creating clarity too.

✨ When Everything Felt Too Heavy

There was a point where my financial reality and my emotional reality collided — divorce, business collapse, bills I was afraid to open, and the crushing weight of single parenting.

My financial life wasn’t just messy.
It felt like a reflection of who I had become.

Ashamed. Behind. Failing.

But here’s the quiet truth I learned:

Disorganization isn’t a character flaw. It’s a symptom of overwhelm.

I didn’t need more discipline — I needed more compassion.
I needed a starting point.

So I began with the simplest, kindest step I could take.

Step 1 — Gather (Without Judging Anything)

When your finances feel chaotic, the idea of “organizing” can feel impossible.

So instead of fixing anything, I gathered what existed:

• bank balances

• monthly bills

• income sources

• debts

• subscriptions

• upcoming payments

I didn’t categorize.
I didn’t add anything up.
I didn’t shame myself.

I simply collected what was already true.

Clarity begins with seeing, not fixing.
And gathering was my first moment of calm.

Step 2 — Choose One Home for Your Financial Life

Part of my overwhelm came from information being scattered everywhere — emails, apps, notes, papers, mental lists.

I needed one place where everything could live.

So I chose a simple notebook.

Nothing fancy.
Nothing complicated.
Just one home.

For you, this “home” might be:

• a journal

• a Google Doc

• your Notes app

• your Financial Clarity Roadmap

• a binder

The tool doesn’t matter.
Consistency does.

When your financial life has a home, your mind finally has room to breathe again.

Step 3 — Identify Your Three Clarity Numbers

I didn’t build a complicated budget.
I didn’t follow a strict system.

I wrote down just three things:

1. what’s coming in

2. what’s going out (roughly)

3. what’s left

That’s it.

These three numbers told me the truth — without shame, without complexity, and without spiraling into “I should be farther along.”

They grounded me.
They gave me direction.
They helped me breathe again.

And they will do the same for you.

Step 4 — Simplify Just One Thing

You don’t need a giant overhaul.

You need one small win.

I started by canceling one unused subscription.

That tiny action gave me emotional relief I didn’t expect.
It wasn’t about the money — it was about momentum.

Here are a few gentle options:

• cancel a forgotten subscription

• list your bills in one place

• set up autopay on one essential bill

• organize your checking account

• rename your bank accounts

• move all due dates to the same week

Simplification creates relief.
Relief creates confidence.
Confidence creates momentum.

One small step is enough.

Step 5 — Honor Your Progress (Even If It Feels Small)

This was the hardest part for me — celebrating myself.

As women, we celebrate everyone else.
We carry the emotional load, the responsibilities, the invisible weight.

But healing my financial life required self-compassion.

After every step — even opening my banking app — I reminded myself:

“This counts.”
“Today, I chose clarity.”
“I’m rebuilding.”

And slowly, I began to believe it.

I want you to believe it too.

You’re doing something courageous.
You’re choosing clarity over avoidance.
You’re rewriting your money story — one small step at a time.

✨ You Don’t Need a Perfect Plan — Just a Gentle One

If you’re standing where I once stood — overwhelmed, ashamed, scared to even look — I want to offer you something I didn’t have:

A calm, structured place to begin.

I created the Financial Clarity Roadmap as the guide I wish I had during that season.

It’s simple.
It’s shame-free.
And it walks you through the exact steps that helped me rebuild my financial life with confidence.

👉🏻 Download your Financial Clarity Roadmap here
Your clarity begins the moment you choose to see the truth with kindness.

You don’t have to fix everything today.
You just have to begin.

And you already have.